ALLIED PLASTICS FEDERAL CREDIT UNION    
Interest Rate and Term Schedule      
EFFECTIVE DATE: February 21, 2017      
SHARES Rate * APY  
Regular Shares   0.25 0.25     Paid Quarterly Dividends apply after $100 minimum balance
Christmas Club 0.25 0.25     Paid Quarterly Dividends apply after $5 minimum balance
Special Shares 0.25 0.25     Paid Quarterly Divdends apply after $100 minimum balance
Share Certificates $1,000 Minimum 0.60 0.60       6 Months -Paid Monthly     * APY assumes all principal and 
$10,000 Minimum 0.60 0.60       6 Months -Paid Monthly      dividends remain on deposit for
$25,000 Minimum 0.60 0.60       6 Months -Paid Monthly        the entire term.
  $50,000 Minimum 0.60 0.60       6 Months -Paid Monthly    
  $100,000 Minimum 0.60 0.60       6 Months -Paid Monthly    
$1,000 Minimum 1.00 1.00     12 Months -Paid Monthly    
$10,000 Minimum 1.00 1.00     12 Months -Paid Monthly  
$25,000 Minimum 1.00 1.00     12 Months -Paid Monthly    
  $50,000 Minimum 1.00 1.00     12 Months -Paid Monthly    
  $100,000 Minimum 1.00 1.00     12 Months -Paid Monthly    
$1,000 Minimum 1.20 1.21     24 Months -Paid Monthly    
$10,000 Minimum 1.30 1.31     24 Months -Paid Monthly  
$25,000 Minimum 1.30 1.31     24 Months -Paid Monthly    
  $50,000 Minimum 1.40 1.41     24 Months -Paid Monthly    
  $100,000 Minimum 1.45 1.46     24 Months -Paid Monthly    
IRA Share Account 1.25 1.26     Paid Quarterly
Share Draft (Checking) 0.15 0.15     Paid Monthly
LOANS APR Term
Regular Share & Certificate Secured 2% over rate
New Cars and Motorcycles   2.50 - 8.75 48 Months 
    2.75 - 9.00 60 Months
    3.25 - 9.25 72 Months 
4.75 - 11.00 84 Months  (Purchase price over $35,000.00)
Used Cars and Motorcycles   3.00 - 9.75 48 Months
    3.25 - 10.00 60 Months
  3.75 - 10.50 72 Months 
5.00 - 12.00 84 Months (Purchase prive over $35,000.00)
New Boats      4.00 - 8.50 60 Months
  5.00 - 9.50 72 Months
5.50 - 10.00 84 Months
6.00 - 10.50 96 Months 
Used Boats     5.00 - 9.50 48 Months
    5.50 - 10.00 60 Months
    6.00 - 10.50 72 Months 
New Recreational Vehicles   5.75 - 9.75 84 Months 
(Motor Homes, Travel Trailers, & Campers)   6.75 - 10.75 120 Months
    7.75 - 11.75 180 Months
Used Recreational Vehicles    7.25 - 11.25 60 Months 
(Motor Homes, Travel Trailers, & Campers)   8.25 - 12.25 84 Months
    9.25 - 13.25 96 Months 
Property (unimproved) (in Louisiana only)   7.50 - 8.50 144 Months - 90% of the appraised value
New Mobile Homes (in Louisiana only)     7.50 - 11.50 120 Months
      8.50 - 12.50 180 Months
Used Mobile Homes (in Louisiana only)   8.50 - 12.50 84 Months
    9.50 - 13.50 96 Months 
10.50 - 14.50 120 Months 
Signature Years on the Job - 6-9 Months - $1,500 - 36 Mths 9.00 - 12.00 24 Months
Years on the Job - 10-12 Months - $2,000 - 36 Mths 10.50 - 13.50 36 Months
Years on the Job - 1-5 Years - $5,000 - 36 Mths 11.00 - 14.00 48 Months
Years on the Job - 5-10 Years - $7,500 - 48 Mths 12.00 - 15.00 60 Months
Years on the Job - Over 10 Yrs - $10,000 - 60 Mths
VISA    7.75 - 13.75 Limit Range $1,000 - $12,500
Educational Loan (Tuition)   7.75 - 10.75 12 Months - $5,000 Maximum
New ATV     4.50 - 8.00 48 Months 
5.50 - 9.00 60 Months
Used ATV     5.50 - 9.00 48 Months 
6.50 - 10.00 60 Months
Home Equity Loan (in Louisiana only, within 50 miles of C.U.) 5.25 - 6.25 84 Months 
5.25 - 6.50 120 Months
5.25 - 6.75 180 Months
5.25 - 7.00 240 Months
Vacation Loan Yrs. on the Job apply & current Signatue obligations 7.25 - 11.25 12 Months -$4,000.00 Maximum
     
Some restrictions apply on loans - Contact the credit union for details